One method of calculating the approximate age, in years, of a tree of a particular species is to multiply the diameter of the tree, in inches, by a constant called the growth factor for the species. The table below gives the growth factors for three species of trees.
$$ \begin{array} {|l|c|} \hline \hspace{0em}\text{ Species of Tree} & \text{Growth Factor} \\ \hline \text{American elm} & 4.0 \\ \hline \text{Black walnut} & 4.5 \\ \hline \text{Cottonwood} & 2.0 \\ \hline \end{array} $$
If an american elm and a cottonwood each now have a diameter of 3 feet, which of the following will be closest to the difference, in inches, of their diameters 20 years from now?
(1 foot = 12 inches)